Having the ability to retire comfortably and be free from financial pressures remains the primary objective for our clients – both business owners and employees. It is critical that the retirement plan be properly assigned, implemented, communicated, and administered. The appropriateness of a “qualified” or “nonqualified” plan for any individual is determined based on the individual’s existing financial condition as well as on his or her goals and dreams.

Retirement plans are dynamic, changing as client’s businesses and tax laws change. They demand continued and careful analysis, IRS compliance review, and plan administration.

• Provide ongoing administration for client’s plans, including document preparation, annual reporting and servicing
• Prepare careful analysis, IRS compliance reviews, and plan administration

From the very beginning, “clients first” has been our internal slogan. We are committed to client partnerships that stand the test of time. Our mission is simple – to enhance client well being through the creative use of contemporary planning tools and concepts. In short, we strive to keep the grass greener on our clients’ side of the fence.

We deliver people to people. Our strength is the experience that our consultants and service staff bring to the benefit plan environment. This strength facilitates the inclusive approach we take to benefit planning.

• Assist in the development of plan objectives

• Prepare plan audits on all plans

• Prepare comparative report illustrating audit results with stated objectives

• Create or revise plan designs to facilitate stated objectives

• Assist in vendor selection

• Perform all necessary plan marketing; prepare comparative data reports

• Liaison plan implementation

• Assemble appropriate communication materials

• Act as an aid in the daily management of plan affairs

• Service, service, service

A key goal of many of our business owner clients is to someday transfer their business interest to either family members or key employees. Properly done, this type of planning can offer both the current and successor owner a worry-free, tax efficient method of business succession. Furthermore, the loss of a business owner through death or disability can catch even the most efficiently managed small companies off guard and unprepared to deal with the repercussions. Family businesses, in particular, are susceptible to erosion of capital due to estate taxes and legal fees; not to mention the possible hurdles of voting control being scattered among heirs, with conflicting points of view impeding the business’ operation and growth.

• Assist business owners in the design and implementation of programs to help ensure their businesses are passed along to family or valued employees without being detrimentally impacted by estate or inheritance taxes

• Help owners/executives plan their personal estates to ensure maximum distribution and conservation to future generations

• The No-Fee Corporate Financial Education Program: focuses on shaping and protecting the lives of your employees

Have you ever had the feeling that you’re doing everything right with your money and you still don’t seem to be getting anywhere? At the Partners Group, we listen and change the conversation about money from product to process. We can help you make informed decisions about your money through verifiable modeling based on your situation and not the opinion of others or the media.

Click on the video below to learn more about our financial planning process.

• Individual Insurance and Investment Planning
• Health and Welfare Plans*
• Qualified Retirement Plans
• Consumer Driven Plans
• 401(k) Retirement Plans and Individual Retirement Accounts
• Annuities
• Group Retirement and Savings Plans
• Simplified Employee Pension Plans
• Qualified Retirement Plans
• Other Customized Retirement Plans (for employee groups)
• Life Insurance
• Long-term Care*
• Disability and Critical Illness Insurance
• Health Insurance Group Health Benefits*
• Disability and Critical Illness Insurance
• Estate Planning

 *Guardian nor any of its subsidiaries offer Health & Welfare Plans, Long Term Care, Health Insurance Group Health Benefits